Simplifi is a financial service. You can access your financial accounts from one location. Simplifi makes it easy to see and analyze your spending habits. You can set savings goals for that special purchase while monitoring spending, cash flow, and bill due dates. You can take control of your finances with this powerful tool.
I am going to cover some of the unique features of Simplifi in this review. Simplifi has features that make it stand out from the competition.
If you learn more about how Simplifi works, you can decide if it will simplify your financial picture. You can find out what features Simplifi has to offer, to see if they match up with your financial needs.
What is Simplifi?
Simplifi offers financial tracking tools to individual consumers. Simplifi helps you make smarter financial decisions. You can still sign up for a free trial of the app at the time of writing.
Simplifi is owned by a company. Simplifi is the flagship product of Quicken, a world-leading provider of financial services and products. They are one of the world’s largest financial software providers. They provide solutions to meet the needs of companies in a variety of industries, from banking and capital markets to insurance and healthcare. The company has over 17 million customers. It is one of the most popular personal finance software programs.
Financial trackers can help you get a better idea of your finances from one location, as I mentioned in my reviews on Mint and YNAB. You can make more informed decisions about how you spend your money with financial trackers.
The rise in electronic accounts in the world of finance is one reason why these types of services have gained so much popularity in recent years. As more and more people become comfortable with using digital platforms for their financial needs, these services are continuing to grow in popularity.
For example, there’s a good chance you have one or more of the following accounts:
- Online Checking Account
- Online Savings Account
- Online Investment Account (such as Vanguard or Fidelity)
- Online access to your 401k
- Car Loan with online payment options
- Several credit card accounts, with online payment options
- Online bill pay for TV, internet, and cell phone
- Mortgage payments that can be viewed online
How it Works
You can link your external accounts to Simplifi once your account is registered. Simplifi makes it easy to track your finances, so you can focus on the things that are important to you. Over 14,000 financial institutions can be connected with the app. It’s perfect for managing your money and keeping your finances organized. After that happens, the app will pull your real-time data from your linked accounts and populate it in the app. The app will help you make sense of the data, so you can easily track your progress.
You can see all of your finances in one place. With more clarity, you will be able to see how much money is coming in, how much is going out, when your bills are due, and more.
Simplifi Features
Simplifi App
The Simplifi app is available for download in the App Store, where it has a 3.8-star rating (out of 5). Android users can also download Simplifi in the Google Play Store, where it also has a 3.8-star rating (out of 5). You can use Simplifi as a web app on your laptop or desktop if you aren’t into apps. You can access your financial data from anywhere with Simplifi’s mobile and web app.
Simplifi can be used to monitor the following items. Simplifi can be tailored to your needs and preferences.
Accounts and Transactions
Simplifi allows you to set alerts for unusual activity and categorize your spending. You can make sure everything is in order if you stay on top of your finances.
Bills and Subscriptions
Simplifi can help you make sense of all your obligations from a single dashboard. It’s easy to set up, and you will be able to see how much money you have left over each month. Don’t miss a payment again! Automatic payments or reminders will ensure you never forget a due date.
Spending Plan
Simplifi can help you develop a budget andspending plan by monitoring your cash flow and letting you know how much money you have left after bills are paid.
Spending Watchlist
Simplifi can alert you about your shopping transactions if you know that you need to cut spending in a particular area. You can easily manage your spending with Simplifi.
If you set an alert to notify you when your shopping charges approach or exceed a specific amount, it should help you keep a better handle on things. When your bills are due, you can set an alert so you never miss a payment.
Investments
You can view and track your investment performance in your account with Simplifi. You can easily see how your investments are doing by looking at past months and years.
This means that if you have several investing accounts—like some stock investments at Ally Invest, a Roth IRA at Vanguard, and an employer-backed 401k at Schwab— you can view all of your holdings from one place, which is pretty awesome.
Insights
Simplifi makes reports based on your transactions. Simplifi can help you set up budgeting goals and track your progress. You will be able to see your net worth and savings increase over time. You will feel a sense of accomplishment and satisfaction with each milestone.
Simplifi Pricing
Simplifi is different from Mint. With a range of tools that can help you reach your goals faster, Simplifi is designed to make budgeting and financial planning easier than ever before. In order to be a You have to pay either $3.99 a month or $39.99 a year for Simplifi. You can get customer support over the phone or live chat for that price. 24 hours a day, 7 days a week, customer support is available. You will not be hit with any marketing solicitations. Your information is private and secure.
Mint is completely free to use, which should appeal to more users. Mint has a user-friendly interface that makes budgeting easy for new users. Live chat and phone support are not available for web-based support. During regular business hours, the customer support team is available to answer questions.
Mint makes money on the back end by selling your data and sending you advertisements for new credit cards, loan options, and more. Mint has many benefits that you can take advantage of, such as budget tracking, financial insights and investment recommendations.
Signing Up and Getting Started
In order to access the Simplifi portal, you’ll first have to register a If you sign up for a free trial, you’ll get an annual or monthly trial. If you don’t like the services provided by Quicken, you can easily cancel your subscription. After that is taken care of, you will be given a quick new account instructions. You can start using your new account right away if you take a few moments to learn about it.
The first thing you have to do is enter your name and zip code. You will be asked to link your accounts. Make sure you have your bank account details close at hand. (FYI: This is a very similar process to how signing up for Mint or YNAB works.)
If the app isn’t able to pull it automatically, you’ll be asked to enter your income.
You will have the chance to enter the details on the various bills you owe each month, as well as the details on any recurring monthly account transfers. You can also put in expenses for any recurring subscriptions you’re signed up for (e.g., Spotify and Netflix).
You will have access to your account dashboard after that is done. You can explore the features and tools available to you in order to get the most out of your account. It’s that simple.
Simplifi Promotions, Bonuses, Coupons
Simplifi is in the early stages of development. We are looking forward to seeing what the full version will bring. It seems that they are still working out some issues. They have been testing the new system for several weeks and are confident that it will work. The company is currently offering a free three-month trial, which is cool because you will get to know the service before you have to pay anything. Don’t wait too long to take advantage of the offer, it’s only valid for a limited time.
Simplifi Security
Simplifi claims that their data is protected by industry-leading 256-bit data encryption. Simplifi backs up all of their data daily to make sure it’s safe. They assure you that your money won’t be moved with Simplifi. Simplifi makes sure that your money is safe and secure, so you can have peace of mind knowing that your finances are in good hands. They only have access to data reporting and aren’t set up to make transactions.
Extra security precautions will be taken to prevent unauthorized individuals from accessing your financial data. Updating your passwords is a must in order to maintain the highest level of security. Setting a password on your phone and using a strong password when creating a Simplifi/Quicken account are some easy steps you can take.
Customer Service and Support
You can access customer support over the phone or live chat if you have questions about your account. You can get assistance from the customer support team. Simplifi has a higher level of customer support than most of its competitors. Simplifi is setting a new standard for customer support that their competitors will have to work hard to match. You get what you pay for. Paying a little more upfront will save you money in the long run.
Pros and Cons of Simplifi
Pros
- Helpful customer support over the phone and live chat
- Step up from Mint, with no ads
- Saves time and offers more transparency into your full financial picture
Cons
- It’s not free; cost is either $39.99 annually or $3.99 monthly
- Still in beta form
Alternatives to Simplifi
The main alternatives to Simplifi are Mint, YouNeedaBudget (YNAB), Personal Capital, EveryDollar, PocketSmith, and Tiller.
So, is Simplifi the Best Financial Tracker for Me?
It is too early to tell. We will have to wait and see what happens in the future. There isn’t much data about how effective Simplifi is. Early reviews of Simplifi show a promising future for the service. Customer support is available in case you get stuck, and the platform seems to be easy to use.
If you sign up, you will get a free three-month trial. Sign up for a free three-month trial today and take advantage of this incredible offer. If you want to see which service gives you the best user experience, you could sign up for one of Simplifi’s competitors. You can make an informed decision about the budgeting service that works best for you. You will be able to decide if you want to pay for the service over the long haul once your trial is over. You can expect the same level of quality and performance if you continue with the service.
I am a huge fan of financial tracking apps because they make it easier for you to get a handle on your spending. If you want to stay on top of your finances and budget, you should use a financial tracking app. In one year, I spent over $210,000 using Personal Capital. I immediately began changing my spending habits after I discovered the amount of money I had spent. Having access to that data made me realize where I needed to cut back and how I could maximize my spending going forward. I was able to take control of my budget by changing my spending habits.
Regardless of how you track your finances, at the end of the day, it doesn’t matter. Being aware of where your money is going and making responsible spending decisions day in and day out is what matters most.
You can live a life of financial independence if you save and spend wisely. It’s important to remember that having financial freedom doesn’t mean you have to give up on life.
