If you work online, it is possible to have a job that pays you daily. Many online jobs allow you to set your own hours, so you can take on as much or as little work as you want, and still get paid. It is easy to supplement your income with hundreds of online jobs that pay daily. It is important to do your research and only apply to legitimate jobs that are right for you.
The daily paid online jobs listed below are easy to do and will allow you to increase your earnings from home instantly. There are simple, flexible and rewarding opportunities that you can start earning money today.
19 Best Online Jobs That Pay Daily
- Survey Sites
- Editing or Proofreading
- Virtual Assistant
- Mobile Apps
- Freelance Writing
- Selling Online
- Website Testing
- Data Entry
- Affiliate Marketing
- Blogging
- Online Tutoring
- Transcription
- Graphic Design
- Web Design
- Online Coaching
- Translating
- Customer Service Rep
- Bookkeeping
- Microtask Websites
1. Survey Sites
Paid online surveys are a great way to make money online. They are one of the most popular online side jobs that pay quickly. I’m thankful that I found them because it has given me a way to make more money on the side. Sites like:
Millions of dollars were paid to answer online surveys. Online surveys are an easy way to make money from home. Sign up for as many survey sites or survey apps as possible to get paid daily. If you want to receive survey invitations, you need to complete your profile with as many details as possible. To confirm survey invitations, be sure to check your email regularly. As they are first come, first serve, act quickly when you receive an invitation.
Depending on the subject and the market research company’s requirements, the surveys can take several minutes to an hour. Enough time is needed to complete the survey. The longer the survey, the more they pay. It takes more time to complete surveys with higher payouts.
It is easy to make money on the same day if you answer a few surveys on major sites. InboxDollars requires a much larger threshold of $30. It might take a few weeks to reach the threshold with consistent effort, even though they are still daily paid online jobs. It’s important to stay consistent in order to maximize your earning potential with online jobs.
I like to set up a separate email account to manage the invitations so my regular email account doesn’t get overwhelmed with too many emails. I don’t want to miss important messages related to the event. I take advantage of as many survey opportunities as possible by checking the account at specific times each day. I’m always prepared for new opportunities because I keep up with any changes to the survey system.
2. Editing/Proofreading
If you have good writing skills, you can get paid to edit online. You can check out various content, including websites, Ebooks, and reports.
You don’t need a lot of education or skills to find proofreading jobs, but the more experience you have, the more money you’ll earn. If you run your own business, you can charge clients upfront for work or collect payment after you complete the job. It is important to communicate your payment terms and policies to your clients.
There are online jobs that pay daily or weekly. Free online jobs can be found on Upwork and Fiverr. It’s important to research your options before committing to either platform, as Upwork and Fiverr offer a wide variety of opportunities.
You create a profile and gig on the platform to market your services. You can apply for jobs that other users have posted if they match your skills. If you only work in certain industries or only edit certain types of documents, be specific about what you will proofread. I also provide other services to make sure your document is of the highest quality.
You can get paid weekly if you set up direct deposit with these platforms. Direct deposit can be used to receive your pay. You can combine your services with a writing service to make more money.
3. Virtual Assistant
Virtual assistant jobs are online jobs that pay daily and sometimes weekly. You can do many different tasks for companies with these online jobs. If you work for a virtual assistant platform, you can work for several clients at a time, providing additional services and setting your own schedule. It allows you to work when it’s convenient for you, and it also gives you experience working with different types of businesses, which can be very beneficial for your professional development.
If you set up your own virtual assistant company, you will be paid daily. You’ll also have more control over your business since you’re in charge of everything from marketing to customer service. You may get paid weekly if you sign up with any of the platforms below. You can choose from a variety of different jobs and tasks on these platforms.
You can do a variety of tasks with virtual assistant jobs, but here are the most common:
- Answering calls
- Making calls
- Scheduling appointments
- Managing Facebook ads
- Managing social media accounts
- Responding to emails
- Data entry
- Administrative tasks
If you want to get started, list your services on marketplaces. You can use a website to showcase your services. Social media and word-of-mouth can be used to promote your services.
4. Mobile Apps
Most people carry a phone everywhere. Why don’t you use your phone to find jobs that pay daily? Finding jobs that pay daily is easier than ever thanks to the power of technology. It is easier than you think. You’ll see that it’s not as difficult once you start.
My personal favorite is Ibotta. You can get cash back for shopping. You can save money by using exclusive coupon codes and discounts when shopping online. You can make money by shopping at the grocery store. The grocery store offers competitive prices for both online and in-store shopping, so you can save money as well as make money. The app works with over 1,500 brands online and at the grocery store, paying you a percentage of your purchase back. It’s a great way to save money.
I like to use it while shopping. It’s helpful when I’m trying to compare prices. My offers are activated before I go to the store. I always take advantage of my savings because this helps me save money while shopping. You will earn a percentage of your purchase when you shop through the Ibotta app. Scan your receipt into the app and you can get a store discount. It doesn’t take long to cash out at $20 with Ibotta. You can easily earn money by purchasing the items you already buy.
If you’d rather do tasks to earn pay daily, try Field Agent or Easy Shift. Field Agent pays users to go to stores and take pictures, check prices, and evaluate displays. It’s easy to make extra money by completing tasks that you would be doing anyways. Easy Shift pays you to take pictures and check prices, but you have to sign up for a shift. You can start earning money when you sign up for a shift.
Both apps pay within 48 hours, which is almost the same. They are an attractive option for people looking to make some extra money.
5. Freelance Writing
Freelance writing jobs are also great online jobs. Some jobs pay daily while others pay weekly.
If you run your own content business, you can either ask for payment upfront or wait to get paid once you complete the assignment.
You are responsible for running your business. Managing your finances, marketing yourself, and building a network of contacts are all part of this. Upon completion of an assignment, you can invoice clients weekly. If you choose to invoice clients after completion of an assignment, be sure to confirm with your client that the work is completed to their satisfaction before sending the invoice.
You decide what you write about. I mentioned earlier that it is the most common request for a writing job, but there are other jobs as well. There are many different types of writing jobs, from creating content for websites and magazines to ghostwriting books. A business owner might hire you to write their website content, rewrite their existing content, create sales pages, write emails, or create video script. You could be asked to create marketing materials.
If you are good at social media, you can offer social media content services. This can be an additional source of income for your writing business. You don’t have to manage the sites, but you can write the content and earn money by doing so. It is possible to make money quickly and easily by writing content for websites.
6. Sell Online
If you want to get paid today, consider selling items online. There are many ways to do this. You can find things you no longer need by looking around your house. You went through a phase of loving the leggings but haven’t worn them in a year. You prefer the comfort of joggers. Sell them on sites like Poshmark or Facebook Marketplace instead of letting them collect dust. It is easy to turn unused items into cash. You will be paid instantly and have a clean house. You’ll be able to make more money with less effort.
I have found other ways to make moneyby selling homemade items. It’s rewarding to be able to use my creativity to make money. It is possible to make money on this website. It’s an easy way to make extra cash. There are many other categories you can sell items in, including:
- Digital items (calendars, planners, stickers, etc.)
- Craft Supplies
- Arts and collectibles
- Boutique clothing and shoes
If you love finding deals and flipping them, you can make money selling them on Amazon, eBay, or Facebook. If you’re willing to put in the effort, you can make a full-time living doing this. Many deal finders go to TJ Maxx, Ross and other stores to find deals and then sell them online for a profit. This has become a popular way to make money, with some people able to turn it into a full-time job. You can find deals at garage sales or on a marketplace.
7. Website Testing
You can earn extra cash testing websites for money. Companies pay people to test their websites before they release them.
They want to get user feedback and work out any bugs before releasing the website to the public. Before the website goes live, we are dedicated to providing the best user experience possible. In what you must do, the tests vary. It is important to plan and prepare for the tests that are more difficult. You can pay $1 for each test if you take a few minutes to do it. You can earn money with minimal effort if you complete the tests. Others pay as much as $10 per test. Test takers will usually be paid within a few days of taking the test.
I personally like PlaytestCloud the best. You make $9 for tests that take 15 minutes. The tests don’t require any special skills or knowledge. Another popular website testing platform is UserTesting.com. They pay $10 for each test that takes less than 20 minutes.
When you receive a notification, act fast because the test opportunities are first come, first serve. Depending on the site, you can cash out instantly or take up to 7 days to receive your payment. It’s important to read the fine print to know how long it will take to get your money.
8. Data Entry
Data entry jobs are legit online jobs that pay daily or sometimes weekly. They are mindless and I like them. They are a great way to relax after a long day. You can put more money in your bank account if you do them in your free time. It can be a great way to save money.
To be successful at data entry and to get jobs that pay cash daily, you need to pay attention to detail and type fast. In a fast-paced environment, you will need to be accurate and efficient. That is all it takes to succeed. They are not high-paying online jobs, but you could make decent money with consistency. It’s best to look for higher paying jobs that offer more stability if you want to make a career out of online jobs.
Data entry jobs can be found on several websites. If you do data entry for a company, you may have to pass a background check and specific certification tests to prove you are capable of handling the tasks.
9. Affiliate Marketing
If you’re looking for high-paying online jobs and don’t mind promoting other companies, consider affiliate marketing.
What You’ll Need:
You will need an online space to promote your links. It is possible to get the word out about your links by creating an online presence. This works best for people who post on social media. It works well for people who are just starting out in the online world and want to build their own brand. You work it on your own schedule, and you are in charge of what you promote.
If you don’t already have an audience, it can take a long time to promote your links.
How They Work:
You promote or include a link in your writing. This can increase the visibility of your content. Make the link flow with what you are saying, for example, don’t have a link for baby diapers if your conversation is about phones. Make it legitimate.
If you include links that your readers or viewers think are helpful, they may click on them and buy them. It is important to ensure that the links you use are relevant and trustworthy. If you share a link to a big sale American Eagle has, your readers are likely to click on it and spend money. You can use this link to track how many people click on your post and make a purchase, giving you valuable insights into the success of your post.
You can earn a percentage of their purchase from 10% to 50%. The percentage is based on how much traffic you bring to the website and how popular the products are. You could also include sponsored posts. A sponsored post is a great way to engage with your target audience. These are posts dedicated to a brand or product. They can be used to share information about a product, as well as provide customers with an opportunity to engage with the brand. As you build your audience, companies and brands may approach you to write posts. This is a great way to make money from your posts. If you’re like me and only accept offers from companies you support and believe in, you’ll have a more extensive following and earn more money.
Cash in your hand the same day is not always the case for affiliate marketing, which can take a few weeks or even a month to see your earnings. With proper planning and a good strategy in place, you can ensure that your affiliate marketing efforts will eventually be rewarded with consistent and increasing income. However, once you start and the more affiliate programs you partner with, you’ll have a steady flow of income coming in throughout the month.
10. Blogging
It is possible to work on your own schedule while writing. It makes it easy to share your thoughts and ideas with the world. You do not need to apply with a platform, app, or company. A blog is something you own and operate.
It’s one of the best online jobs because you are in charge. You choose your niche, where you will host your blog, how often you write, and the content you share. The design of your blog should be easy for readers to navigate, as it should be visually appealing.
When you start a blog, you won’t make money. It takes time and effort, so make sure you use your money wisely. Make sure you’re getting the most out of your money by taking the time to assess your spending habits.
If you want to make money online, you need a large audience. The best way to grow your audience is to consistently create high-quality content. You can make money with affiliate marketing once you have an audience. Through display ads and sponsored content, you can make more money from each post. If you have your own products, you can sell them on your website and make more money.
You can make more money by adding a blog to an online store. It’s a great way to engage with potential customers and increase your store’s visibility. There are so many options. The possibilities are endless.
If you don’t want to maintain your own website, you can be a writer for other people’s websites. It’s a great way to get into the world ofBlogging without having to run your own. Writers are hired to be ghostwriters. Many ghostwriters don’t get credit for their work. You write the content, but the owner publishes it in his name. The owner of the blog takes responsibility for the content on the site.
A lot of business owners don’t have time to maintain their blogs or know how to write well. It’s a great way to make sure that your posts are engaging and high quality. Depending on your contract, you can make a decent income and cash out your earnings the same day. You have ultimate control over your income because you can choose to work as much or as little as you want.
11. Online Tutoring
Virtual tutoring became popular during the pandemic, and its popularity continues today. Online tutoring jobs allow you to tutor in almost any subject, giving you many opportunities to make money. You can work from home, as well as work flexible hours.
TutorMe pays $16 an hour and offers tutoring in various subjects, including math, English, science, and history. TutorMe is a great way to learn and earn, whether you’re a student looking for academic help or an experienced tutor wanting to supplement your income. You get paid instantly for each class you teach.
You can also earn money tutoring in English on sites like Cambly. An average of $10 an hour is how much they pay per minute. The industry standard for transcription work is comparable to this rate. Each time you teach, they pay you money on Mondays. As you gain more experience and qualifications, you can increase your hourly rate.
Studypool is a common tutoring website, but instead of tutoring directly, you answer questions posted by students. It is possible to earn extra money while helping students learn. If your answer is accepted, you get paid. It’s a great way to make extra cash by answering as many questions as you please. It can take up to three days to receive your payment, depending on your bank. Be sure to check your bank’s processing times to make sure you receive your payment on time.
12. Transcription
If you have good attention to detail and a quiet environment, you can be a transcriber. A high level of accuracy and a fast typing speed are required in these jobs, so having good language skills is an advantage. Transcription jobs turn audio content into written content.
Good typing skills are required to succeed. It’s important to have the ability to think quickly and solve problems. If you can comprehend the audio content you hear, you can quickly turn it into written content. It’s important to develop strong listening skills for accurate transcription. You will earn more money if you work faster. You will be able to increase your speed and maximize your earnings if you practice and perfect your skills.
You can either work for a transcription company or set up your own business and charge clients as soon as the jobs are complete. If you were working as an independent contractor, you wouldn’t have access to more job opportunities than if you worked for a transcription company. If you earn at least $1 a day, you can cash out daily. With a flexible schedule, you can work on your own time with no pressure.
It isn’t one of the best paying online jobs, but with experience, you can make as much as $20 an hour. It is possible to make a good living as a transcriptionist with the right skills and dedication.
13. Graphic Design
You can get jobs that pay well if you are an experienced graphic designer. Graphic design is one of the higher-paying jobs online, whether you run a side gig, operate your own business, or work on a platform like Upwork. If done well, graphic design can make you a lot of money from the comfort of your own home.
As you build more experience, you can charge more, as new graphic designers make as much as $25 an hour. You can find yourself in high demand as a graphic designer if you have the right skills and a good portfolio.
If you are starting a gig on a platform, make sure you provide a detailed profile so potential buyers know what you offer and why they should choose you. You should include examples of your work and any other qualifications that make you a good fit for the job. If you have a portfolio, you can showcase it on these sites, giving viewers a better idea of what you offer.
14. Web Design
Web design pays well and is one of the best online jobs. If you request payment upfront, you can get paid daily, but I suggest asking for half up front and the other half once the project is complete. It’s important to make sure that the terms of your contract are clear.
Every business owner needs a website, so web designers can make a lot of money. If you have the right qualifications, you can make a good living from web design. It is almost like a business does not exist online. It is more important than ever for businesses to have an online presence.
If you want something faster to provide clients with, you can offer custom-designed websites or create website templates. It is possible to start your own web design business with the right tools. If this is a side gig, you may not be looking for a full-time income. Creating a website for yourself or others can be a great way to make extra money.
If you want to leverage your audience, you can start your own company or advertise on third-party platforms. You can work with other agencies to boost your business. You cannot collect your earnings until you complete the job and the buyer accepts it. Before accepting a job, make sure you understand the task and can complete it in a timely manner. Buyers are given three days to accept the offer. The offer will be declined if the buyer does not accept it within three days. After acceptance, your earnings clear 7 to 14 days. You will be able to access them in your bank account once the earnings have been cleared.
15. Online Coaching
Online coaching is a great way to work from home. It’s a great option for people who want to make a career out of their passion but don’t want to leave their home. You can be a coach in many areas, including:
- Fitness
- Health (eating, mental health, etc.)
- Professional services
- Life coach
Before advertising your services, check with your local regulations to see if you need to be licensed or have special certifications. In order to protect yourself and your business, you should research what kind of insurance you need.
16. Translator
There are jobs that pay cash daily to translate if you are proficient in another language. You can find work that pays more than minimum wage if you have experience writing. You can offer your services on third-party platforms like Fiverr or Upwork or find translation websites like TranslatorsCafe.com. To make money online, make sure you are certified and can handle the jobs. You can join translation websites and marketplaces to get more work opportunities.
17. Customer Service/Support
Customer support jobs typically pay weekly, but you can earn up to $10+ an hour. Some companies require you to have a year or two of customer service experience, while others only require that you have a high school diploma or GED.
Major companies offer online jobs. They often require high levels of skill and experience, and can provide a great opportunity for those looking to work remotely. To find out of your favorite companies are hiring, check out their career page and search ‘work from home.’ With an online job, you earn pay daily but usually receive payment weekly via direct deposit or a PayPal account. Companies that offer work-from-home jobs include:
- Representatives conduct surveys and provide customer support. TTEC representatives strive to exceed expectations and create a positive experience for customers. TTEC has over 48,000 employees and operates across 19 countries
- Answer phone calls and emails for one of the largest companies in the world. You will be able to provide customer service expertise while gaining valuable insights into the inner workings of one of the most successful companies in the world. Amazon customer service workers help customers with everything from account issues to connecting Amazon devices. How to get the most out of the Amazon shopping experience is provided by them.
- Customer questions can be answered via email, social media chats, and the phone. Businesses can use the tool to provide efficient, customer-focused service. Reducing customer frustration, providing personal, human interactions, increase Net Promoter Scores, and emphasize making a difference in the environment are some of the goals of the company. Customer service excellence can only be achieved by exceeding the expectations of our customers.
- Apple @ Home: As an Apple @ You are a member of the Apple Support team. We can help you resolve technical issues with your Apple device. You will answer questions and help Apple users solve problems by phone, chat, or email, all while working from home. Customer service will be provided by you using your expertise and problem-solving skills.
18. Bookkeeping
Business owners need a website to run their business, too. Business owners are tired of burning the candle at both ends. Business owners can get more done with the help of outsourcing bookkeeping services. When they try to file their taxes, they get a wake-up call that they aren’t organized enough with the necessary information to handle them. For people who are new to filing taxes, this is especially true because they are unaware of the necessary paperwork.
Bookkeepers have some of the best-paying online jobs; you may earn a full-time income as a bookkeeper online. You need to keep up with your continuing education to offer these services.
19. Microtask Websites
Paying $1 or so for quick tasks is what most online jobs pay for. If you complete a few tasks per day, these types of jobs can add up. You can cash out every seven days. You can cash out your earnings at any time, subject to a minimum threshold. These sites offer free online jobs that many consider ‘micro tasks.’ Data entry is the most common task, but there are other tasks you can do. You could be asked to respond to emails or provide customer service.
If you have enough time to handle multiple tasks, the low pay may not be a problem. For those with limited free time, the tasks are still worth considering as they can offer an easy way to make some extra money. These sites offer legit online jobs:
- Amazon MTurk is a platform that allows users to complete small jobs. Amazon mTurk allows users to work from the comfort of their own homes, allowing for flexible scheduling and a wide variety of tasks. There are surveys, transcriptions, and descriptions for search engines. The tasks help improve the user experience when searching online. The work is reviewed after users receive task instructions. Users will be rewarded for their efforts if the work meets quality standards. You will be approved for payment if your work is accepted. When your work is accepted, you will be notified.
- Clickworkers can complete tasks that are assigned to them through the Clickworker platform. As a Clickworker, you can choose to work as little or as much as you want. Data entry, social media engagement, and other relatively simple online activities are some of the things that are involved in these tasks. These tasks are easy to complete and require little technical skills. A small amount of money will be earned when you complete a task. It’s important to note that the amount of money you earn is usually a reflection of the effort that you put into the task. You can choose to receive payments in the form of gift cards or other rewards.
- Onespace is a platform where workers can make money doing anything from product research to data entry. Anyone can make money from the comfort of their own home with Onespace. It’s a great way to build experience if you can work as much or as little as you want. You can make your own schedule with this type of job.
Benefits of Online Jobs That Pay Daily
If you are like me, you are used to the 9 to 5 job that pays you weekly or monthly. If you want to take control of your income, working for yourself is a great way to do it. That big paycheck can make the time in between more difficult.
If you have an emergency or want something, what should you do? It is possible to look into short-term financing or other loan options to help cover the cost.
If you work online jobs that pay daily or weekly, those days can be part of your history. You can take advantage of these online opportunities to create a better tomorrow for yourself. You don’t have to worry about answering to another boss, and online jobs that pay well can help you have a little more fun in your life.
How Companies Pay Out Same Day
Some companies pay out the same day. It can be a great way to manage cash flow for companies that pay out the same day. They instantly credit your account for your work. This makes it easy for you to get paid for your hard work. If you answer a survey and make money, they credit your account. You can use the funds to purchase items from an online store or transfer them to your bank account. If the site does not have a minimum threshold, you can withdraw the funds from your PayPal account. It may take a few days for the money to appear in your account if you transfer the funds to your bank account.
It may take a little longer to get money from sites with a minimum threshold. If you’re in a pinch for money, focus on the sites with no minimum threshold so you can get your PayPal cash daily. It’s important to remember that the sites with no minimum threshold may not provide the same level of earnings as those with a minimum, so be aware of how you manage your time.
It may take a few days for the money earned from companies that pay daily to reach you. It’s a good idea to set aside some of the money you make from daily payment companies for unforeseen delays. The funds are usually received instantly if you use your PayPal account, but it takes time to send them to your bank account. If you need the funds quickly, you should use your PayPal account. Some banks can take up to five days to clear the funds. To find out the exact processing time for a transaction, you should check with your bank.
Direct deposit may give you access to the funds quicker. Direct deposit can be used to receive your pay and can also be used to manage your finances. When you receive your funds, always ask about your options. Any associated fees should be taken into account when making this decision.
Frequently Asked Questions
Why work and get paid the same day?
The most common reason people look for online jobs that pay daily is to come up with quick cash. Miscalculating your budget is one of the things that can happen. Preparing for and managing these situations can be done with a financial plan in place. It isn’t a reason to beat yourself up, but you might need jobs that pay daily to make quick money.
I enjoy online jobs that pay me daily. Being able to work from home gives me more time to do other things. The money can be used to save for an item or to increase your retirement savings. You can use the money to pay off debt or invest in other financial opportunities. Of course, jobs that pay daily don’t always pay a lot, so don’t think you’ll quit your full-time job to do these, but they can be a great supplement. Many people need to balance their other responsibilities with these daily jobs.
Can you really work online and get paid instantly?
Are there legit online jobs that pay daily? There are online jobs that pay daily. It sounds too good to be true. Some of the tasks that pay daily are actual jobs you can do on the side to make money, and others are tasks you can do on the side to make money. Working for daily pay can help you reach your financial goals faster, no matter which option you choose.
You can earn money with most of the online jobs, but some require you to meet a threshold before you can cash out. YourPayout will be processed quickly and securely once you reach the threshold. If you have to wait until you reach a certain balance or receive your cash the same day, read the fine print. You should take the time to understand the terms and conditions of any offer so that you can get the best deal.
You are earning cash daily even if the jobs don’t pay weekly. You can use the money to save, build an emergency fund, or even invest for the future. It’s reassuring to know that your paycheck is just around the corner and will supplement your full-time income, even if you don’t have money in hand immediately. If you are living paycheck to paycheck and need the money to cover your essential expenses, this can be comforting.
Is it worth it to cash out every day?
It can be difficult to take cash out. Most of the online jobs I shared in this article allow you to cash out daily or weekly. If you wait for weekly pay, you can get extra cash on the weeks you don’t get paid from your regular job. If you wait for weekly pay, you can use the extra money to pay off debts or save for a rainy day.
Are online same-day pay jobs legit?
There are many legit online jobs that pay daily, but there are also many scam jobs. Before committing to any online job, it’s important to do your research and be aware of the risks. Do your research when you see free online jobs. Make sure the company is legit, and if they ask for too much information upfront, it is likely a scam. To ensure that you are making a secure and informed decision, take the time to research any company before you commit to doing business with them.
It shouldn’t feel like a scam for jobs that pay daily. You can put money in your bank account daily or weekly with the tasks they offer. You can control when you work and how much money you make.
What are the best online jobs to get paid daily without experience?
You don’t need experience to get an online job. This is a great way to make money quickly without committing to a long-term job. Survey sites, data entry, micro-tasks, and website testing are some of the jobs that pay well without experience. These jobs are great for people who want to supplement their income. You can make money selling online. It is easy to list and sell items on online marketplaces.
Can you make a living with online jobs that pay daily?
Most people won’t make enough money to cover their bills with online daily pay jobs. It is important to look for more traditional forms of employment that offer a more reliable source of income. Supplemental income can be used for unexpected expenses, splurges, or to save for specific goals, like emergency savings or retirement. It can be used to pay down debt or to have extra cash on hand.
