You can get money orders at almost any bank or credit union, but sometimes it isn’t convenient to make a trip there. Online money orders are now offered by many banks and credit unions, so you can get one without leaving the comfort of your home. There are other places where you can get money orders that will fit your schedule better. Money orders can be purchased online, making them even more convenient.
I think buying a money order is still one of the best ways to pay someone.
Why would anyone want to use a money order, where can I get a money order near me, and where can I get the best deal? Money orders offer a secure, reliable and often inexpensive way to send or receive payments.
The answers are in this post.
How to Get a Money Order
Many more places sell money orders than produce them. Money orders are usually purchased at banks, post offices, and check-cashing stores. The two most well-known companies that produce money orders are MoneyGram and Western Union.
I have learned that not all companies that sell money orders are equally good.
Before you rush to get a money order near you, it is worth knowing a little more about the types of companies that sell them and how much you can expect to pay. You can be sure you’re getting the best deal if you know the terms and conditions associated with money orders. Some will not charge you much for a money order, but others may over charge, making you spend more money than you should.
I am here to give you a list of the ones you should use. I will give you all the information you need to make an informed decision.
11 Places to Get Money Orders Near Me
Here are the 11 best places to get a money order:
- 7-Eleven
- Walmart
- CVS
- Meijer
- K-Mart
- Publix
- Kroger
- Postal Service
- Your Local Check Cashing Company
- Your Local Bank
- Your Local Credit Union
1. 7-Eleven
With over 8,500 locations in the U.S., 7-Eleven is one of the first retailers that pops to mind when someone asks me about buying money orders.
Depending on the location, buying a money order at 7-Eleven will cost you 1-2% of the total amount. Some states may have limits on how much you can pay for a money order. There is a minimum fee. The fee is applicable for all transactions.
7-Eleven use MoneyGram or Western Union, depending on where the store is located. $500 is the maximum money order amount. Money orders are a convenient way to transfer money.
- Location: 7-Eleven
- Limit: $500
- Fee: $0.65 minimum, 1-3% of total money order
- Provider: MoneyGram / Western Union
2. Walmart
Walmart is another retailer you can get money orders from – and is probably one of the most competitive options in terms of price.
There are 4,769 Walmart stores in the United States. You can buy money orders at the check cashing kiosk when you come into the store. Money orders can be used to pay bills or send funds securely.
You will pay a handling fee of 70 cents for every money order you place with Walmart. Money orders can be redeemed at Walmart stores. Walmart has a higher limit for money orders than 7-Eleven does. Money orders can be sent online at Walmart.
You can also cash a money order at Walmart (make sure you bring a photo ID) – but only if it was purchased at a Walmart store. It costs between $3 and $6 to cash a money order. Cashing a money order is cheaper than sending a wire transfer.
- Location: Walmart
- Limit: $1,000
- Fee: $0.70
- Provider: MoneyGram
3. CVS
You may be surprised, but pharmacy stores like CVS also issue money orders. You can never be too far from one of the 9,900 CVS locations. It’s easy to get the products and services you need.
Money orders are charged at a rate of $1.25 per order. Money orders are a convenient and secure way to send money. The maximum amount of money that can be ordered is $500. Money orders can be used to send money.
The high quality of customer service is something you will love. They go the extra mile to make sure you have a great experience. You may like getting your money order here. The process is fast and easy, and you’ll have your money order in no time. other places nearby.
- Location: CVS
- Limit: $500
- Fee: $1.25
- Provider: MoneyGram
4. Meijer
Several grocery stores sell money orders, and Meijer is one of the most popular ones. Most of the company’s stores are in Michigan, Ohio and Indiana. It has been a leader in the industry for over 30 years.
You will pay 65 cents per money order if you use Western Union. Western Union money orders can be used to quickly and securely pay bills. The maximum amount for a money order at their store is $500. If you need to send more money, you’ll need to look for an alternative payment method.
Unlike Walmart, Meijer will not accept money orders. Along with friendly and helpful customer service, Meijer’s focus is on providing customers with quality products.
- Location: Meijer
- Limit: $500
- Fee: $0.65
- Provider: Western Union
5. Kmart
Kmart is struggling to stay afloat, but it is still one of the places you can get money orders. Kmart provides quality products and services despite its financial difficulties. It is a good idea to check if your local Kmart store sells them. If it’s not available in-store, it’s worth ordering it online. Find your nearest Kmart store.
Western Union charges from 69 cents to $1.25 per money order, depending on location. Western Union has online and app options for sending money. If you need an amount over $500, you can always purchase more than one money order. You can contact your local branch tofind out more about the higher money order limits.
- Location: Kmart
- Limit: $500
- Fee: $0.69 – $1.25
- Provider: Western Union
6. Publix
If you want to get a money order from a store in Florida, Alabama, Tennessee, Georgia, South Carolina, and North Carolina, you could go to the regional store. It’s an ideal place to pick up a money order because of its friendly customer service and convenient locations. Each money order will cost you 85 cents, but their charges are a little higher than some of the other sellers. When making purchases from this seller, it’s important to consider the cost of money orders.
There is a $500 limit on Western Union money orders. Western Union money orders can be used to send money anywhere in the world. Cash money orders are not offered by Publix. It is important to research other places that might offer this service.
- Location: Publix
- Limit: $500
- Fee: $0.85
- Provider: Western Union
7. Kroger
There are over 2,700 Kroger stores in the U.S. One of the largest grocery store chains in the United States is Kroger. They operate under a number of brand names.
Western Union money orders are 70 cents per order at Kroger’s. Western Union can be used to cash money orders at participating locations. Fees can vary by location, as well as whether they sell money orders at all. Money order fees and availability can be confirmed by contacting the store.
Depending on location, the maximum money order amount is either $500 or $1,000. Before sending a money order, it is advisable to check with your local provider.
- Location: Kroger
- Limit: $1,000 – $500
- Fee: $0.70
- Provider: Western Union
8. Post Office or Postal Service
Money orders are sold by the United States Postal Service, which has over 30,000 post office locations in the U.S. The USPS money order can be used to make payments anywhere in the world.
Unlike other money order providers, USPS doesn’t actually use Western Union, nor MoneyGram – but will sell you their own brand money orders– called a Postal Money Order.
Each postal money order up to $500 costs $1.20, with $1.65 for money orders over $500. Multiple postal money orders can be purchased for a total of $3,000. This is more expensive than a few of the other money order providers. There is a limit of $1,000 per money order. It’s important to remember that there is a fee for each money order, so you should factor this into the amount you plan to spend.
You can cash money orders at the USPS, but be aware of the rules and fees at your local post office. If you want to cash your money order, you need to bring a photo ID. Customer service can vary by location.
- Location: USPS
- Limit: $1,000
- Fee: Varies, $1.20 – $1.65 typical
- Provider: USPS
9. Your Local Check Cashing Company
If you search for ” buy money orders near me”, you will be shown several pages of search results. Money orders can be purchased from the post office and grocery stores.
It is important to compare their fees since they can vary a lot. Check out any hidden or additional fees that may be charged. Ask about their fees in advance to avoid an unpleasant surprise, as check cashing companies often charge higher fees in general. Fees can vary widely between companies, so be sure to shop around for the best rates and services.
10. Your Local Bank
This is one of the most obvious places to buy money orders, which is why it is the last place on the list. It is one of the most convenient and reliable options. Money orders at a bank are usually more expensive than at a grocery store, so it may only be an option if it is just a one-off purchase. If you buy money orders at a bank, you will receive better customer service and have access to other banking services.
Don’t have a bank account? There are many financial services that you can still take advantage of. Money orders may be sold to non-customers by some banks. Money orders can be a great way to pay someone, but always check the fees before buying one.
Make sure to get in touch with your local bank to find out more about the different fees and regulations they have for buying and selling money orders. Money orders can only be used for secure payments and cannot be reversed or canceled.
11. Your Local Credit Union
It is possible to get a money order from your local credit union. You may be able to purchase a money order from the credit union at a lower cost than you would from other places.
Some credit unions may charge you for money orders, so make sure to check whether services are free or not. It’s important to read the fine print of any service agreement to make sure you understand all the fees.
One of the benefits of using a bank or credit union to buy money orders is that you’ll probably find it easier to track your money order than if you had bought it at a grocery store.
What is a Money Order?
A money order is similar to a check, in that it’s essentially a document used for making payments (although there are some key differences).
Money orders are pre-paid, which is the biggest difference between a check and a money order. A money order is already paid for when it is purchased, but a check must be funded by the writer. If you have blank checks in a drawer or wallet, a money order will only be issued after you give actual funds. Money orders are a safe and secure alternative to writing a check because you can be sure that the funds are available for payment when you cash them.
The buyer will have to pay both the cost of producing the money order as well as its issued amount. It is important to check with the issuer before purchasing because the fee for a money order may be different.
Cash, traveler’s checks, or another form of guaranteed funds can be used. The correct payment method is important when making a purchase.
Why Use a Money Order?
If you haven’t used money orders, and are wondering why someone would want to use them – here’s why:
- Imagine if you paid a person or company that you didn’t trust and didn’t want to share your personal information. If you don’t have proper privacy protections, you may be putting yourself at risk of having your information compromised. How would you make sure the payment reaches them? You could use a service that protects your personal information while allowing you to make online payments. Money orders do not include that kind of information, so your privacy is protected. Money orders are a great way to make payments without having to worry about your personal information being shared.
- Since money orders are pre-paid, you won’t have to worry about bouncing a check. Money orders are a great way to make sure your payment is safe.
- Money orders are a great way to send money to friends and family. Money orders are insured and can give you peace of mind that your money is safe. Money orders are safe to mail. Money orders are an affordable and secure way to transfer money. It would be nearly impossible to steal your money if you specified the recipient’s name on the money order. For added security, consider using a money order service that requires the recipient to present identification when cashing the money order.
- Safety. Finally, what if you don’t have a checking account yet but want to pay for a larger purchase? Carrying a suitcase full of cash is not a good idea. It could make you a target. On the other hand, using a money order. You can use a money order to pay someone, or you can mail it.
Frequently Asked Questions
If you’re new tomoney orders, perhaps these frequently asked questions can help:
Can you buy a money order with a credit card?
Most credit card providers will allow you to buy a money order with a credit card. You should check with your credit card provider to find out what the additional fees are. The transaction will usually be treated as a cash advance. You may have to pay more in fees and interest. Fees and interest are the same as using your credit card to withdraw cash from an ATM. It is important to understand the terms and conditions of your credit card before using it at an ATM.
What’s the difference between a money order and a check?
The money won’t be withdrawn from your account until the payee cashes the check. It is important to have enough money in your account when you write a check. Money orders work differently if you purchase them upfront. Money orders are a secure way to send money because they can’t be cashed by anyone other than the recipient. The receiving party can immediately convert the money into cash. It’s easy to transfer money because of this.
Can I get a money order at CVS?
Yes. The maximum amount of money you can buy at a store is $500. Money orders are charged at a rate of $1.25 per order. Money orders are a convenient and secure way to send money.
Can you buy multiple money orders?
If you need more than $500 per money order, you may need to purchase multiple money orders. Fees associated with each money order can add up, so be sure to check them before buying them. Some locations will only sell you multiple money orders if you fill out additional forms. Before making a purchase, it is important to check with the location to make sure you have all of the necessary documentation.
One option for larger money transfers is to use a cashiers check, which is issued only at banks. There may be a fee for the purchase of a money order or cashier’s check.
Know Where to Get A Money Order When You Need One
Money orders are an excellent way to pay for things, be it your bills, rent, or utilities.
If you are looking for a safe way to send money to your family or friends, or pay someone you don’t want to share your personal details with, they are useful. You can keep track of your spending with pre-paid cards.
Pick the one that is the most suitable for you, while several companies offer money orders. Before choosing which company to use for sending a money order, it’s important to do your research and compare fees, turnaround times, limits on the amount you can send, and other factors. While you are grocery shopping, you could save yourself a trip to the bank and get a money order at a retail store. You don’t have to wait for mail delivery if you get the money order right away. Time is money, right?
I hope the information I have provided will help you make the right decision. It’s important to make a budget and stick to it.
Want to know how you could save more money? One of the easiest ways to save money is to create a budget. Check out our posts 52 Week Money Challenge: Save $1,378 (+$100 Bank Bonus).
