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How I Overcame Laziness And Achieved Success In The Stock Market

I will show you the exact portfolio and allocation strategy that I have used to beat the S&P 500 and DOW so far this year. This strategy will allow you to maximize your potential returns, and I’m confident that it will continue to produce great results in the future. I did it without making a single trade or buying a single stock. I didn’t day trade or make any of my previous investing mistakes. I let my well-researched mix of index funds ride with a few small changes. I like to call this the Millennial Money portfolio – my personal long term passive investing strategy influenced by the coffeehouse lazy portfolio, with my own modifications (mostly more exposure to emerging markets).

I am not an investing professional and even though I feel confident in my portfolio allocation and fund selection strategy I welcome feedback so please share your thoughts or questions in the comments. This strategy has worked well for me, even though I am still learning. As I practice and refine my strategy, I will become even more successful.

The Millennial Money Portfolio has beat the market by 1.23%

Here is a look at my returns so far this year. It has been a good year so far. The year to date return is 5.51% compared to the S&P 500’s 4.28 growth and the DOW’s 4.79% return. I’m happy with the returns of my portfolio. This will compound over time and give me an advantage over the market if I can sustain these gains. I can reach my financial goals if I compound my gains over a long period of time. I used to check my portfolio multiple times a day because it was so easy to use Mint or Personal Capital. Althoughthere may be changes in your portfolio, they don’t mean you need to take any action. I only check it once a month because it drove me crazy. I used to check my bank balance every day, but it was too much of a hassle to know how much I had left to spend.

All of the images below are from the free account that I have at

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