I get asked all the time: “what are a few money moves I can today to improve my finances?”
It’s important to keep tabs on your money. It’s hard to stay on top of it all the time.
There is a lot to keep track of. It is possible to plan ahead and make sure that nothing is forgotten. Budgets, payment dates, paying off debt, improving your credit score, refinancing, tracking your investments, and planning for retirement are just a few. It makes your head spin. It can be hard to make sense of it all.
11 Easy Money Moves To Make Today
The easiest ways to start saving and making more money are listed here. Every step you take towards building your financial future can add up over time.
- Track Your Money
- Invest in Real Estate
- Earn a Passive Income
- Save on Car Insurance
- Optimize Your 401(k)
- Refinance Student Loans
- Get The Best Deal on Life Insurance
- Live for free
- Invest with a Robo-advisor
- Start A Blog
- Sign Up for A Travel Credit Card
1. Track Your Money As Millionaires Do
Staying on top of your wealth is one of the hardest parts of managing your finances. It can be difficult to make sure your financial decisions are in line with your long-term goals.
Investment performance, cash flows, budgets, early retirement trajectory are a lot. To achieve your financial goals, it’s important to keep track of all these factors.
It’s easier to master your money with Personal Capital. Managing your finances can be easy with the help of Personal Capital’s tools. The best Free Money app is here. If you’re looking for an easy way to make money, this is the app for you. You can keep track of your accounts, spending, and retirement progress with over 50 amazing features. Here are a few of my favorites:
- Track your net worth (the most important number in personal finance)
- Monitor your spending
- Analyze your investment portfolio
- Track your savings goals
- Plan for retirement
You can use the next-level dashboard to keep an eye on your financial life if you link your accounts with Personal Capital. You can set and track your financial goals with the dashboard.
It is my favorite app ever. I can’t imagine my life without it. I have been using it 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110 888-739-5110
2. Invest in Real Estate
Do you want to invest in real estate without having to put down a large down payment? With the right strategies, it’s possible to start real estate investing with minimal capital. There is a way. Don’t give up, even when it seems impossible, because there is always a way and you can achieve your goal with dedication and perseverance.
With Fundrise, you can start investing in real-estate with a minimum investment of just $500. Fundrise takes care of all the work for you. Fundrise makes it easy to invest in real estate.
The best part? You get to know what properties are included in your portfolio. You can make sure that the investments you make are tailored to your needs.
Just like a stock, you can earn money through quarterly dividends and potential appreciation in the value of your shares. Diversification of the underlying assets can be achieved by investing in an exchange traded fund.
There is risk with investing. Before making any investment decisions, it is important to understand the risks. Fundrise has paid distributions every quarter. Fundrise is one of the most successful real estate platforms because it consistently delivers strong returns for its investors.
3. Earn Cash for Browsing Online While Watching Netflix
Do you spend a lot of time online? Take breaks and stay active in the real world. Are you interested in earning passive income? You can invest in stocks, create an online course, or set up a website with affiliate marketing. One of the “non-investing” ideas on my passive income list is Swagbucks, an online platform that gives users an awesome way to earn gift cards and rewards while doing easy things like answering surveys, watching movie trailers, and shopping online.
Cash is kept in your wallet with coupons and gift cards. You can use these coupons and gift cards for future purchases as well. They give out over 7,000 gift cards a day. They can be redeemed at any of their retail locations.
4. Optimize Your 401(k) and Stop Leaving Money on the Table
Got a 401(k)? Sweeeeet! You can make it perform better. By taking advantage of feature updates, you can get the most out of your device and potentially make it perform even better. People are putting money on the table.
It can be difficult to know if your retirement account is doing well. Ensure that your retirement account is meeting your financial goals by regularly assessing it. There are a lot of allocations, indexes, and long-term planning to understand. The data can be used to create strategies for the future.
5. Refinance Your Student Loans and Pay Up To $18,000 Less
After graduation, the average college student has over $30,000 in student loans. Student loan debt can be difficult to pay off after leaving college. Most people are paying too much money on their student loans. Many borrowers can reduce the amount of money they owe on their student loans by pursuing an alternate repayment plan.
Money should not be left on the table. Over the life of their loan, the average student loan refinancer saves over $18,000. That is a lot of money. I can’t believe how much it cost.
As you build your credit and improve your finances in the first years of your career, you can easily refinance your student loans.
Refinancing is easy and affordable with the help of 888-405-7720 888-405-7720 They are ready to help you find the best solution for your needs. Some borrowers can reduce their interest rate to less than 5%. It is important to compare the interest rates of different banks before signing a loan agreement. A reader got a rate below 3%. The process was worth it because the reader was able to get a lower rate. Money should not be left on the table. You don’t want to miss out on any potential rewards if you take advantage of every opportunity that comes your way.
Refinancing debt can allow you to pay less in interest. Refinancing debt can help you get out of debt and increase your financial freedom.
6. Get the Best Deal on Life Insurance to Protect Your Loved Ones
Knowing what type of life insurance to get is tough. I’ll admit it.
Especially for young professionals in their 20s and 30s. Sometimes you don’t need the type of insurance being thrown at you. Do your own research to make sure you get the right insurance for you.
If your family relies on your income or you just had a child, a basic life insurance policy is still a good idea. If something unexpected happens to you, having a life insurance policy will give you and your family financial stability. It could be a loved one, a child, or a relative. A close friend or neighbor who needs assistance with their daily activities can be that person.
You can get an instant quote from companies like Haven Life in less than 5 minutes. You can compare prices and coverage online.
7. Rent Your Home (and maybe even live for free!)
One of the easiest and fastest ways to make more money is by renting out a room through AirBnB. A secure platform for both the renter and host is offered by AirBnB.
Depending on your space, you could make anywhere between a few hundred bucks to a few thousand in extra cash each month. With the right marketing strategy, you can maximize your earning potential and create a steady stream of revenue.
Signing-up takes no time at all and gives you the power to rent out your space whenever you want. You can make money in a few days if you start today.
Do you own more than one property? It’s important to make sure that the property is well cared for. It is possible to build a six-figure AirBnb rental business. The AirBnb rental business has the ability to make a lot of money.
8. Invest with a Robo-Advisor to Maximize Your Investing Returns
M1Finance helps users start investing with little money. Tools and resources are provided to help users understand investing.
It works by asking you questions about your age, income, risk tolerance, and financial goals. This process will help you create a tailored financial plan that will meet your needs. If you need a more personal touch, they can give you the option of consulting with a person. Financial stability and peace of mind can be achieved with this type of professional service.
9. Start a Blog Online Side Hustle and Make $2,000+ a Month
It has never been easier to make money online. You can make money online with the right knowledge and tools.
I have made over $1 million with this website. It’s been an amazing journey and I’m looking forward to even more success in the future. Yup!
Do you already have a website? Great! Do you not already have a blog? It’s the perfect time to start one. Start building your own platform. You can reach a larger audience by creating your own personal platform. It is the best way to build your brand and share your ideas.
- Using our link, you can set up a blog in less than 10 minutes with BlueHost. You can begin to create content and build an audience immediately after you set up your website.
- Step 2: Sign up for my Free 7 Day “How To Build A Over the next 7 days, I will walk you through the exact steps to launch your own blog and set it up to start making money. BOOM!
10. Sign Up for a Better Travel Credit Card (and travel for free)
Do you travel a lot or not? It is an excellent way to save money and make your trip more enjoyable if you join a travel rewards program.
You need to check out the amazing signup bonuses from the best travel credit cards. Even before your next trip, you can earn points and miles with the right travel credit card. You can get up to 100,000 bonus miles or points with some cards. Bonus miles and points can be used to get free flights and hotel stays.
Depending on the airline you fly that can easily buy you a There is a first class round trip ticket.
If you use credit cards and have good credit, you should check out the best travel cards to see if you can get a better credit card with better bonuses. You can get discounts on travel and accommodations with the right credit card. Every year I sign up for at least 2 or 3 new travel credit cards to maximize the miles I can earn. I’ve been able to take amazing trips around the world that I wouldn’t have been able to afford without those miles.
I look for a card that has better bonuses and miles. If I use my credit card wisely, I can get the most out of it.
Is there any other way to save and make more money? One way to save money is to create a budget and stick to it.
