You are currently viewing Citibank Incentives And Offers

Citibank Incentives And Offers

Saving money is important in these unprecedented times, and it is something that many people think about. By being aware of our spending, we can make sure that our hard-earned money is put to good use. Whether it’s opening a new high yield savings account, taking advantage of great CD rates or various savings offers, any chance to save can make a difference. It is possible to save more effectively by making a budget and sticking to it.

Today, I’ll tell you how to save money by becoming a There are bonuses and promotions for Citibank customers. Customers of Citibank can take advantage of their loyalty program, which rewards them with points for every purchase they make.

New promotions and bank bonuses are released by Citibank to help customers open new accounts. Citibank is committed to providing customers with the best banking options available, and these promotions and bonuses are just one way they do that. There are many ongoing promotions where you can make as much as $3,500 in bonus cash. You could double your earnings by taking advantage of these promotions.

Maintaining an average monthly balance is one of the requirements for most promotions. It’s a good idea to ask questions if you don’t know what you’re signing up for. All of the major points of each promotion have been listed so that you can make the best choice for you.

Citibank’s Current Bonuses & Promotions

A variety of promotions and bonuses are offered by Citibank. The bonuses and promotions are designed to help customers save money.

There is something that you can use to make the most out of your new Citi checking account, savings account, or credit card. You can be sure that you will find the best option for you if you use a variety of financial products from Citi.

If you take advantage of the bonuses and promotions, you could be saving hundreds and even thousands of dollars, but you need to be smart about it.

Banks allow you to save and get bonuses, but they also make sure there are criteria to meet for you to get them, so you can’t just open an account and leave it. To take advantage of any bonus offers, you need to keep an eye on your account and make sure you meet the requirements. It will be worth it if you put in a little work and make some calculations. It’s worth it because the end result will be a better understanding of your finances.

It’s really easy to start with Citibank. You can take advantage of Citibank’s services to make the most of your banking experience. You can open a It’s easy to get started with a Citi account. You can manage your account on the go with the mobile app.

Let’s take a closer look at the bonuses and promotions of Citibank. We will find out what kind of value you can get from these offers, and how to take advantage of them.

Citibank $700 Citi Priority Package

This offer is valid 07/01/2020 – 01/05/2021

$700 is available for opening two new accounts with this package. The bonus rewards can help you get the most out of this package. The two eligible linked accounts are a Citibank checking account and a savings account. During the promotional period, you need to open them and make a deposit to get your $700 sign-up bonus. The $700 sign-up bonus will be credited to your account once you’ve opened your accounts.


  1. Open a Citibank Account Package with personal checking and a savings account
  2. Deposit $50,000 or more in the checking and savings account
  3. Maintain a balance of $50,000 or more for 60 days

New-to-Citibank funds need to be transferred from an external account and not from an existing account. The funds will show up in your account once they have been transferred.

A credit check is needed when opening the account. You can use your new account once the credit check is complete. There is nothing to worry about because this check will not affect your credit score. Soft pulls can be used to check your credit score.

If you meet certain criteria, you can waive the $30 monthly fee. We will discuss the possibility of waiving the monthly fee if you think it’s too expensive. To avoid paying the monthly fee, you need to keep a balance of at least $50,000, which can include eligible deposits, investment, and retirement balances. If you can’t meet the balance requirement, you can still open an account and pay the monthly fee.

On the other hand, the Citi Priority account package comes with many useful features designed to make your banking life easier.


  • No ATM fees
  • Online Banking
  • Deposit checks on mobile
  • Service fee waiver

Citibank Basic Banking Package $200 Checking Bonus

This offer is valid 07/01/2020 – 01/05/2021

If you want to open a checking account but don’t want to make a large deposit, this offer is for you. It’s a great option for people with limited funds because there is no minimum balance or monthly fee. You can get a $200 cash bonus for opening a A checking account and a deposit are included in the package. The Basic Banking package has a number of convenient features, such as free online banking and bill pay, that make it easy to manage your money.


  1. Open a Basic Banking Package new eligible checking account
  2. Deposit at least $5,000 within 30 days
  3. A balance of $5,000 is needed for 60 days. You may be eligible for additional rewards if you maintain a balance of $5,000 for 60 days.

To be valid, the deposit needs to come from a non-Citibank account. All deposits must be made within five business days of the invoice’s date. The next offer will double the bonus money you get if you deposit $15,000 or more. It’s definitely worth considering, you could end up with double the money you invested.

During the process, a credit check may be carried out. You can apply for this offer at any time, and you should get a response within 24 hours. The soft pull will not affect your score. Soft pulls are not reported to credit bureaus.

The account has a monthly fee of $12. If it isn’t taken into account when budgeting, the fee can add up over time. You can waive the fee in one of three ways:

How to Waive the Fee:

  1. Make at least one qualifying direct deposit and one bill payment per statement period
  2. Maintain a balance of $1,500 or more
  3. Be over 62 years of age


  • Online Banking
  • Fee-free ATM usage
  • Online bill payment
  • Mobile check deposit
  • Bill settlement through Citi with Zell
  • Balance and payments alerts
  • Easy money transfers
  • Dining and entertainment perks

Citibank Account Package $400 Bonus

This offer is valid 07/01/2020 – 01/05/2021

This particular offer is for customers who want to open a checking account.


  1. Open eligible savings and checking accounts under the Citibank Account Package
  2. Deposit $15,00 or more within 30 days of account opening
  3. Maintain a balance of $15,00 or more for 60 days

This offer can be found in the US. This offer won’t last long. A soft pull credit check won’t affect your credit score. You can be approved for a loan without affecting your credit score.

If you keep a $10,000+ account balance combined, there is a $25 monthly service fee that can be nixed. If you want to make the most of your account, you need to maintain a balance over this amount.


  • Online banking
  • No ATM fees
  • Online bill payment
  • Deposit checks from your mobile
  • Citi with Zell bill settlement
  • Easy money transfers
  • Alerts
  • Citi Private Pass

Citibank $200-$1,500 Checking Savings Bonus

This offer is valid 07/01/2020 – 01/05/2021

You can get a checking account bonus of up to $1,500 when opening a Checking account with Citibank. You can manage your checking account online with Citibank.

You can choose how much you need to deposit to be eligible for the bonus on different packages. The bonus offer is available if you choose the package that best suits your budget.

The bonus amount will vary depending on the deposit you make. If you want to maximize your bonus, you may want to make a larger deposit.


  1. Open a Checking Savings account through any of the below packages
  2. Make the minimum deposit according to the chosen package within 30 days
  3. Maintain the minimum balance for 60 days

Here is a list of the available packages including what you need to deposit and the bonus amount you can expect to get in return:

Bonus Amounts:

  • Basic Banking Package: Deposit a minimum of $5,000 and get a $200 bonus
  • Citibank Account Package: Deposit a minimum of $15,00 and get a $400 bonus
  • Citibank Priority Account Package: Deposit a minimum of $50,000 and get a $700 bonus
  • Citigold Account Package: Deposit a minimum of $200,000 and get a $1,500 bonus


This offer is only available in these states:

  • New York
  • Connecticut
  • Maryland
  • Virginia
  • District of Columbia
  • California
  • Nevada
  • Illinois
  • New Jersey
  • Florida

Monthly fees can be waived if you maintain the minimum balance or make qualified deposits or payments. Some accounts will give you a free annual credit report or free online banking.

You can look forward to features that include easy access to funds, FDIC insured accounts, and a number of others.

Citibank $100-$3,500 Savings Bonus

This offer is valid 06/11/2020 – 09/30/2020

You can earn as much as $3,500 in bonus money if you open a new Citibank Savings account. To be eligible for this bonus, you will need to meet some requirements, which we will be looking into in a short while. You will be able to take advantage of the bonus once you have verified that you are eligible.


  1. Open an Eligible Citi Savings Account under the same package as the Eligible Checking Account
  2. Enroll in the offer as your opening the saving account
  3. Make a minimum deposit of $25,000 within 30 consecutive calendar days of opening the account

The bonus amount depends on the amount of money you deposit. You can increase your return on investment with this bonus amount. The bigger the bonus, the more money you deposit. The amount you deposit will determine the bonus amount.

To find out exactly how much you’ll make, refer to the below threshold list of all deposit amounts together with the bonus amount that you will get in return:

Bonus Thresholds:

  • Between $25,000 and $49,999: $100
  • Between $50,000 and $99,999: $200
  • Between $100,000 and $249,999: $400
  • Between $250,000 and $499,999:$1,000
  • Between $500,000 and $999,999: $1,750
  • $1,000,000 and over: $3,500


This offer is only available in these states:

  • New York
  • Connecticut
  • Maryland
  • Virginia
  • District of Columbia
  • California
  • Nevada
  • New Jersey
  • Florida (select markets)
  • Illinois (select markets)

A monthly service fee may be charged for certain types of accounts. It is important to understand the fees associated with your account so you can make an informed decision. Maintaining the required average monthly balance can be used to waive this range from $25 to $30. To waive the fee, the average monthly balance must be maintained for at least three months. A soft pull credit check will not affect your credit score. This type of inquiry is not something to be concerned about.

All accounts are insured by the Federal Deposit Insurance Corporation and come with a number of features and perks that can change from one account to another. When you open an account with us, your funds are protected.

Citibank 10,000 to 50,000 AAdvantage Miles

You can get as many as 50,000 AAdvantage Miles when opening a The bank has a savings account. The low minimum balance requirement makes it a great choice for those just starting out on their savings journey. The number of miles awarded is linked to the deposit amount and is open to qualified customers.


  1. Open a Citi Miles Ahead Savings Account
  2. Make a qualifying deposit

Higher amounts of deposits enjoy more miles and higher APYs. It’s even more attractive because the interest earned on deposits can be compounded daily.

Bonus Miles per Deposit Amount:

Refer to the list below to learn how many miles you can get according to the size of your deposit:

  • Deposit between $10,000 and $49,999: 20,000 AAdvantage Miles and 1.01% APY
  • Deposit between $50,000 and $199,999: 40,000 AAdvantage Miles and 1.25% APY
  • Deposit $200,000 or more: 50,000 AAdvantage Miles and 1.55% APY

You can get the bonus within 60 days if you meet the requirements. Extra savings can be added to your budget with this offer. A soft pull credit check is an offer tied to the opening of a new account.


  • No monthly fee
  • Fee-free ATM withdrawals
  • An exclusive mobile application
  • Online banking
  • Alerts for payments and balances

Citibank Credit Card Promotions

There are a number of different credit cards from Citibank. In the next section, we will look at the credit cards on offer and any bonuses and promotions tied to them. You can make an informed decision if we discuss the advantages and disadvantages of each card.

Citi® / AAdvantage® Executive World Elite™ Mastercard®

  • Get 50,000 American Airlines AAdvantage bonus miles when spending $5,000 within three months of opening the account
  • Get 10,000 additional American Airlines AAdvantage bonus miles when spending $40,000 within a year
  • Earn twice the AAdvantage miles for every dollar spent on eligible American Airlines purchases
  • Free checked back for you and companions (up to 8) on domestic American Airlines flights
  • Admirals Club access
  • Annual fee of $450

Citi® Double Cash Card

  • Earn 1% cashback when you buy
  • Earn another 1% cashback when you pay
  • No annual fee

Citi® Diamond Preferred® Card

  • Free access to FICO score
  • Citi Entertainment with special access to purchase event tickets
  • $0 Unauthorized Purchases Liability
  • Citi Identity Theft Solutions
  • No annual fee

Citi Rewards+℠ Card

  • If you spend $1,000 in the first three months of opening the account, you will get 15000 points. After your first anniversary, you’ll get an additional 5,000 points.
      Points can be redeemed for gift cards worth $150 at
  • The first $6,000 spent at supermarkets and gas stations is worth twice the ThankYou points.
  • No annual fee

Costco Anywhere Visa® Card by Citi

  • Exclusive to Costco members
  • Get 4% cashback on the first $7,000 worth of eligible gas purchases each year
  • Get 3% cashback on restaurant and travel purchases
  • Get 2% cashback on Costco purchases
  • Get 1% cashback on other purchases
  • No annual fee
  • No Foreign transaction fees

Citi Simplicity Card

  • Introductory 0% APR for the first 18 months from account opening on purchases and balance transfers, 14.74% – 24.74% variable APR afterwards
  • Citi Quick Lock
  • $0 liability on unauthorized charges
  • No annual fee
  • No late fees
  • No penalty rates

CitiBusiness/AAdvantage Platinum Select Mastercard

  • Get 65,000 American Airlines AAdvantage bonus miles when spending $4,000 in purchases within four months of opening the account
  • For every dollar spent on eligible purchases at American Airlines, Telecomms outlets, Cable and Satellite, Car rentals, and Gas stations, you can earn twice the AAdvantage miles. You can use your miles to book flights with American Airlines and their partner airlines.
  • Free checked bag on American Airlines domestic flights
  • 25% savings on inflight American Airlines Wi-Fi
  • Annual fee of $99 (free for the first year)

American Airlines AAdvantage MileUp Card

  • Get 10,000 American Airlines AAdvantage bonus miles and a $50 statement credit when making $300 in purchases within three months of opening the account
  • Earn double the AAdvantage miles for each dollar spent at groceries and eligible American Airlines purchases
  • Save 25% on American Airlines inflight food and beverage purchases

Citi / AAdvantage Platinum Select World Elite Mastercard

  • Get 50,000 American Airlines AAdvantage bonus miles when spending $2,500 within three months of opening the account
  • Earn twice the AAdvantage miles for every dollar spent on eligible gas stations, restaurants, and American Airlines purchases
  • Earn a $125 American Airlines Flight discount after spending $20,000 in a year and renewing your card
  • Preferred boarding and free checked bag on American Airlines flights
  • $99 annual fee (free for the first year)

About Citibank

Citibank is the retail banking arm of Citigroup and is considered the third-largest bank in the US with Bank of America and JPMorgan Chase holding the second and first position, respectively. Financial products and services offered by Citibank include credit cards, mortgages, wealth management solutions, and more.

It is the world’s largest credit card issuer. Excellent customer service and a wide range of financial products is what this company is known for. The bank has many types of accounts, from personal checking to money market, with free accounts as well as some that have account fees. There’s an account for almost everyone’s banking needs.

How To Get Better APY Rates With Citibank

There are a number of different accounts at Citibank. Customers can use a suite of online banking tools and mobile apps from Citibank. Taking into account compounding interest is what APY is. Regular interest rates are rewarding, but compounding interest makes it more rewarding.

High Yield Checking Account

The Citibank High Yield Checking Account has an annual percentage yield of 0.60%. You can manage your money with ease with the free online transfers that this checking account offers. There is a balance requirement of $25,000 or more in 41 states. The product does not have a monthly service fee.


  • Open a High-Yield Checking account through the Citi Elevate Package
  • Meet the $25,000 deposit requirement

There is a monthly service fee for this account. If you maintain a minimum daily balance of $1,500, you can waive the fee. You can waive it if you maintain a balance of $5,000 or more. There are other options that can be used to waive the fee. You also get access to online banking as well as the Citi Mobile App.

Accelerate Savings Account

The Accelerate Savings Account has an annual percentage rate of 1.10%, which is considerably higher than what you would find at other banks. With online banking, you can easily manage your finances with a few clicks. Some cities are excluded from this offer. There may be restrictions on the availability of this offer.


  • Open an Accelerate Savings Account
  • Fund the account

Maintaining a balance of $500 or more is enough to waive the $4.50 monthly fee. It’s an ideal savings account for people who want to build their savings without high fees.

Are Citibank Bonuses Best For You?

There are other banks with bonuses and promotions. Others, such as Chase Bank and HSBC bank, all have their own promotions.

The promotions and rates of Citibank are some of the best on the market. Before making a decision, be sure to check out the various banking options that Citibank has to offer.

If you are a non-Citi customer, you can take advantage of these promotions. You’ll be able to take advantage of exclusive offers and rewards that are only available for Citi customers, so it’s definitely worth considering. Make sure you compare everything else, including what your current bank is offering you. You could use the promotion on offer to get even better rates. You might be surprised by the outcome if you ask.

It is important to read the fine print before taking any of the promotions. It is a good idea to talk to people who have taken the promotion in the past. This will help you understand the rules. If you need clarification on any of the information, ask questions.

In most cases, this will include maintaining an average monthly balance to receive the cash bonus, but there may be others you need to be aware of. If the required balance is calculated daily, weekly or monthly, you can plan your finances accordingly. This will allow you to take advantage of what is on offer and grow your savings. Setting a budget and sticking to it will ensure that every penny is put to work for you.

Leave a Reply