American students don’t learn enough about financial literacy in school. Many schools are implementing financial literacy education into their curriculum to help students develop a better understanding of budgeting and money management. In fact, money management, tax planning, and other financial topics routinely show up as the top skills that Americans wish they learned more about during school years.
There is something you can do about it. Even though it may seem difficult, you can take steps to improve your finances. There are many ways for you to become an expert on financial matters without leaving your home. You can become a financial guru in no time with the right resources.
Everything you need to know about financial management is covered in hundreds of free and low-cost online personal finance classes. Gaining the knowledge and skills necessary to make informed decisions about your finances can be accomplished through these classes.
Just a few clicks away, you can find the skills and knowledge you are looking for. You can use the online resources to reach your goals.
11 Best Personal Finance Courses for 2023
Here are the 11 best personal finance courses that you can take right now:
- Complete Practical Guide to Personal Finance For Beginners — Udemy
- Financial Literacy — Alison
- Introduction to Personal Financial Planning — edX
- Financial Planning For Young Adults — Coursera
- Investing Basics For Millenials — Skillshare
- Personal Finance — Khan Academy
- Finance Fundamentals: Financial Planning and Budgeting — FutureLearn
- Personal Finance Masterclass: Easy Guide To Better Finances — Udemy
- Personal Finance Courses — Brigham Young University
- Financial Freedom: A Beginner’s Guide — Alison
- Personal and Family Financial Planning — Coursera
1. Complete Practical Guide to Personal Finance For Beginners: Udemy
- Cost: $99.99
- Get Started: Complete Practical Guide to Personal Finance for Beginners
The Complete Practical Guide to Personal Finance For Beginners is a crash course in everything personal finance. This course is perfect for those who are just starting out and need to learn the basics of personal finance in an easy to understand format.
The course covers everything from managing debt to planning for retirement, with a lot of strategies for building wealth in between. Regardless of your current financial situation, it provides the tools you need to make smart financial decisions.
The class is easy to understand, making it the perfect introduction to financial terminology. It is designed to teach students how to take control of their finances.
With a robust curriculum that can be completed at your own pace, you don’t have to worry about overworking yourself as you take steps to improve your financial future. It’s the perfect option for busy professionals who want to stay on top of their finances without sacrificing other important aspects of their lives.
If you haven’t heard of Udemy before, it’s a massive online course platform that has served over 400 million students across 130,000 courses. It has a wide range of courses from business to lifestyle.
Most courses on Udemy are free or at a very low cost. It’s worth keeping an eye out for deals because Udemy offers discounts from time to time. You should keep an eye out for sales and discounts. They usually have great deals on their website or through email, so be sure to sign up!
2. Financial Literacy: Alison
- Cost: Free
- Get Started: Financial Literacy
If you’re looking for a basic course to learn about banking, credit cards, and retirement planning, you should check out Alison’s Financial Literacy course.
You will learn about retirement accounts and manage credit card debt after an overview of bank accounts. You will learn how to make the most of your finances and work towards your long-term goals.
The course takes from 6 to 10 hours and teaches you how to take the next steps outside the classroom. This knowledge will allow you to confidently take on any project related to the subject.
The course is perfect for people who are new to finance. It is designed to give a comprehensive overview of the basics so anyone can benefit from taking it. Alison has a wide variety of finance classes for all levels of students. Students can gain valuable insights into the world of finance by taking these classes.
Alison has grown into an international powerhouse with 17 million students in 195 countries.
The organization provides education for anyone who wants it. It wants to create a more equitable future for everyone. The best part? It’s completely free. All of their courses are free. There’s something for everyone because they offer a wide range of topics.
3. Introduction to Personal Financial Planning: edX
- Cost: Free (Verified Certificate of Completion $199)
- Get Started: Introduction to Personal Financial Planning
The introduction to personal financial planning is offered by edX. You will learn how to develop and implement effective strategies for managing your finances in this course.
You will learn from self-paced activities and videos as a student. You will be able to interact with other students and instructors throughout the course.
The class is offered through Indiana University and takes a step-by-step approach that begins with the basics and builds up to a broad overview of financial concepts. It is designed to give students a strong foundation in personal finance.
You will get a high-level overview of personal financial planning in week one. You will have the knowledge and resources to start managing your finances at the end of the week. You will be able to develop skills in budgeting, tax planning, and financial growth from there. You will learn how to identify potential risks and develop strategies to mitigate them.
Students can spend up to 6 hours per week on the course. Students should have a better understanding of the topics by the end of the course. You can take it at your own pace. It is possible to learn the material in a way that works best for you.
edX was created as a joint venture by Harvard and MIT. Top-ranked universities and companies from around the world can take classes on the platform online. The courses help learners develop their skills in a range of industries.
Most edX courses are free, with the option to pay for certification when you finish the material.
4. Financial Planning For Young Adults: Coursera
- Cost: Free to Audit, $49 to enroll in the course
- Get Started: Financial Planning for Young Adults
Coursera’s Financial Planning For Young Adults class gives an overview of financial planning with a focus on setting personal goals and tailoring your approach based on those objectives. A discussion of the different types of investments and how to make wise decisions with your money is included in the class.
The skills and strategies are useful for anyone looking to improve their financial situation, even though the content is created with young adults in mind. The course is taught by professors from the University of Illinois and offers financial aid for those who qualify, as well as a certificate upon completion. The course gives students the skills and knowledge they need to succeed in their chosen field.
A leading online learning platform that partners with universities and industry educators to provide low-cost online education is called Coursera. Anyone with an internet connection can take online courses from it. You canaudit classes for free, which is pretty cool. You can audit classes from some of the world’s top universities, giving you access to knowledge that would otherwise be out of reach. The course materials can be accessed without paying anything. The course has interactive activities and forums that are free. If you want feedback on your assignments or certification, you will have to pay. There are a lot of free online learning resources available to help you get started.
- Cost: $8.25/month with a 7-day free trial
- Get Started: Investing Basics for Millennials
Investing basics for millenials gives an overview of personal investment strategies. advice on how to create a diversified portfolio and make sound decisions when it comes to investing The course is specifically for those born after 1980 who are interested in investing
In this class you will learn how to develop the building blocks to start growing your money. It covers the basics of investing.
It is a good place to start learning about the basics. It’s well-suited for people who want to explore more advanced topics in the subject. You can learn about compound interest in under an hour. You can make more informed decisions about your finances.
Skillshare is a subscription-based platform that gives members access to thousands of online learning tools, with creativity and collaboration at the core of everything they do. Skillshare offers an ever-growing library of online courses, giving members the opportunity to learn and explore new skills from experts around the globe.
6. Personal Finance: Khan Academy
- Cost: Free
- Get Started: Khan Acadamy’s Personal Finance Course
Khan Academy’s The course starts with saving and budgeting. It goes on to more advanced concepts such as investing and retirement planning. Real estate and mortgage debt are covered in the course. When investing in real estate, it is important to understand the consequences of taking on mortgage debt. You will learn about retirement planning. You can learn how to create a retirement plan that will meet your financial goals.
The class acknowledges that all financial situations are unique. The class aims to teach participants how to make informed decisions about their financial futures. You will be covered regardless of whether you are renting or buying. You can be sure that your home will be safe.
Khan Academy is a non-profit organization that offers free courses in a wide variety of subjects. To provide a world-class education for anyone, anywhere is the mission of the organization. The education is free and accessible to everyone.
All classes are free because Khan Academy runs entirely on charitable donations. Khan Academy’s teachers and staff get crucial support from the donations.
7. Finance Fundamentals: Financial Planning and Budgeting — FutureLearn
- Short courses are free, with the option to pay for individual classes or for certification. You can pay a yearly fee for unlimited course access and certifications.
- Get Started: Finance Fundamentals
The importance of how various economic conditions might factor into an individual’s personal financial situation is emphasized in Finance Fundamentals. It teaches the basics of budgeting, saving, investing, and debt management so that you can make informed decisions about your finances.
The course will teach you how to better manage your finances. You will have the knowledge and skills to make informed decisions about your money, which will benefit you in the long run.
The first part of the course helps you understand your finances. It gives you a foundation of knowledge to build upon and make positive changes to your financial habits. The class explores long and short-term financial decision-making, as well as outside factors that should be considered, like your income, debt obligations, or if you should consider hiring a financial planner. At the end of the class, students will have an understanding of how to make sound financial decisions with their personal finances.
FutureLearn offers access to their short courses for free, with the option to upgrade an individual class. FutureLearn has access to courses from leading universities and cultural institutions around the world.
You can get unlimited access to all of their courses and certifications. With the added benefit of unlimited access, you can maximize your learning potential.
8. Personal Finance Masterclass: Easy Guide To Better Finances — Udemy
- Cost: $99.99
- Get Started: Personal Finance Masterclass
Udemy’s Students can start with a clean slate by dropping everything they think they know about finance.
You will have to come prepared with an honest evaluation of your current financial situation. You can work on a plan to move forward and create the future of your dreams from there. You will learn to design a plan that works for you. If you want to reach your financial goals, take the time to explore your options.
The course promises to provide sound financial information while also looking at money through a psychological lens. The class hopes to teach normal people to understand how money works. It is designed to give people the knowledge to make informed decisions about their finances.
9. Personal Finance Courses: Brigham Young University
- Cost: Free
- Get Started: BYU Personal Finance Courses
Personal finance courses atBYU cater to all levels of financial understanding. Students can use a variety of resources to develop lifelong financial literacy skills.
There are multiple classes in each section of this school. As their skills and knowledge improve, students can progress through each level of class. If you are a seasoned vet or just starting to learn about finance, there is a course for you. You can find a course that will help you take your understanding of finance to the next level regardless of your level of knowledge.
Different age groups are offered classes. There are courses for high school students, people starting a family, and more. No matter what stage of life you’re in, it’s designed to provide helpful information.
Some of the material in these courses is presented through a religious lens because it is owned by the Church of Jesus Christ of Latter-day Saints.
Even if religion isn’t your thing, there is more than enough useful information here to help anyone learn more about finance. You can find a lot of resources online to help you understand finance and religion.
10. Financial Freedom: A Beginner’s Guide — Alison
- Cost: Free
- Get Started: Financial Freedom – A Beginner’s Guide
Financial Freedom: A Beginner’s Guide is the next step in the Financial Literacy course. Taking things a step further, you will learn about steps you can take to get financial security. You will learn how to create a financial plan that fits your lifestyle and goals.
If you are worried about making the wrong financial moves, this course might be a good option for you. It can give you the information you need to make smart financial decisions.
They place a lot of emphasis on risk management and how to identify common financial mistakes.
By the end of the course, you will know how to calculate your net worth and cash flow. You will have the knowledge and confidence to make sound financial decisions.
11. Personal and Family Financial Planning: Coursera
- The cost is either free to audit or full. Anyone looking to learn the basics of web design can benefit from this course.
- Get Started: Personal and Family Financial Planning
The University of Florida offers Personal and Family Financial Planning, which covers a wide range of personal finance topics and situations that might apply to students from high school age through adulthood. The tools and knowledge necessary to effectively manage their finances and plan for a successful financial future are provided in this course.
The course can be used to build a sustainable financial foundation in the real world. Anyone looking to maximize their financial success can benefit from this course.
You will learn how to set up a savings account and manage your credit score. You will get tips on how to use your financial knowledge to make wise investments and plan for a secure future.
You will learn how to invest in mutual funds and build a personal financial plan of action that matches your long-term goals.
The personal and family financial planning is 9 weeks long. At the end of the course, you will have the knowledge and skills to make sound financial decisions for yourself and your family. Don’t worry if your schedule is too busy. There are many ways to relax and find time for yourself. You can change deadlines according to your schedule.
The Best Personal Finance Course For You
As you can see, there are a ton of high-quality personal finance courses out there to choose from, there are also great personal finance books you can read up on. The right course is dependent on your situation and financial goals.
Are you looking for something simple or advanced? There is a solution that can meet your needs no matter what you are looking for.
Are you interested in learning how to get out of credit card debt?
Are you looking to earn passive income with an investment account, or to put some money away for retirement?
Whatever your goals, investing your time and energy into your personal financial growth is a smart move, and it’s never been easier to make that happen. Taking control of your finances is the best way to ensure long-term success.
It is all too common to fall into patterns that slow down your financial growth, or in some cases get it moving in the opposite direction. Developing strategies that will help you reach your financial goals is the key to successful financial growth. Don’t let that happen to you. Don’t let anything distract you from your goals.
If you’ve struggled with personal finance in the past, or simply hope to take your current skills further, now is the time to get on it.
Here’s to investing wisely in your future. I am rooting for you. I believe you have the ability to succeed.
